+91 11 4567 8900 support@mahalaxmifinance.in
Mahalaxmi Finance will never request any extra fees during the loan process. Any applicable charges will be deducted directly from the Loan Account.

About

About Mahalaxmi Finance

India's most trusted digital lending platform

We are on a mission to make credit accessible, affordable and instant for every Indian. From personal loans to MSME financing, we serve over 5 lakh customers across 1,200+ cities.

Founded with a simple belief – that paperwork and waiting should not stand between you and the funds you need – we have built the country's first truly digital loan platform powered by AI, secured by bank-grade encryption, and operated by humans who care.

₹2,500 Cr+
Loans disbursed
5 Lakh+
Happy customers
1,200+
Cities served
4.8★
Customer rating

Our Mission, Vision & Values

Our Mission

To deliver instant, transparent, and affordable credit to every Indian through technology, while upholding the highest standards of trust and customer care.

Our Vision

To be India's #1 digital lending platform that transforms how people access and manage credit – making financial freedom a reality for every household.

Our Values

Transparency, integrity, speed, customer obsession, and responsible lending are the principles that guide every decision we make.

Our Journey

A decade of innovation in Indian lending

2014
The Beginning

Founded in Mumbai with a vision to digitize lending in India. First loan of ₹2 lakh disbursed within 6 months of launch.

2017
NBFC License

Received NBFC license from RBI. Crossed ₹100 crore in cumulative disbursements. Expanded to 100+ cities.

2020
Digital First

Launched India's first fully digital loan platform with end-to-end paperless processing. Achieved 3-minute loan approvals.

2023
Crossing 1,000 Cr

Surpassed ₹1,000 crore in monthly disbursements. Served 1 million+ customers. Expanded loan portfolio to 10+ categories.

2026
AI-Powered

Launched AI-driven underwriting engine. Sub-3-minute loan approvals with 95%+ accuracy. Present in 1,200+ cities.

Our Leadership

RS
Rajesh Sharma
Founder & CEO

Ex-Banker, IIM-A. 20+ years in financial services.

PK
Priya Krishnan
Co-Founder & CTO

Ex-Google, IIT-B. Built our AI underwriting engine.

AM
Anil Mehta
Chief Risk Officer

Ex-CRISIL. 18 years in credit risk & analytics.

ND
Neha Desai
Chief Compliance Officer

Ex-Sebi. Specialist in RBI compliance & audit.

Ready to start your financial journey?

Get your first loan approved in 3 minutes. Zero paperwork. No hidden charges.

Apply Now