+91 11 4567 8900 support@mahalaxmifinance.in
Login Register Investor
Mahalaxmi Finance will never request any extra fees during the loan process. Any applicable charges will be deducted directly from the Loan Account.

Loan Plans

Choose Your Loan Type

Compare plans and find the perfect loan for your needs

Personal Loan

For weddings, travel, medical emergencies, home renovation, or any personal need.

Featured

Personal Loan – Standard

For salaried & self-employed

1.5% per month
  • Amount: 50,000.00 – 2,500,000.00
  • Tenure: 24 installments
  • Interval: 30 days
  • Processing fee: ₹200.00 INR + 1.00000000%
Featured

Personal Loan – Instant

Get disbursed in 24 hours

2% per month
  • Amount: 25,000.00 – 500,000.00
  • Tenure: 12 installments
  • Interval: 30 days
  • Processing fee: ₹100.00 INR + 1.00000000%

Personal Loan – Flexi

Revolving credit line

1.75% per month
  • Amount: 100,000.00 – 1,000,000.00
  • Tenure: 36 installments
  • Interval: 30 days
  • Processing fee: ₹150.00 INR + 0.50000000%

Personal Loan – Wedding

Make your day special

1.65% per month
  • Amount: 100,000.00 – 2,000,000.00
  • Tenure: 24 installments
  • Interval: 30 days
  • Processing fee: ₹200.00 INR + 1.00000000%

Personal Loan – Travel

Fund your dream trip

1.8% per month
  • Amount: 50,000.00 – 1,000,000.00
  • Tenure: 18 installments
  • Interval: 30 days
  • Processing fee: ₹150.00 INR + 1.00000000%

Personal Loan – Medical

For medical emergencies

1.6% per month
  • Amount: 25,000.00 – 1,500,000.00
  • Tenure: 24 installments
  • Interval: 30 days
  • Processing fee: ₹100.00 INR + 0.50000000%

Express Personal Loan

Express Personal Loan

2.5% per month
  • Amount: 25,000.00 – 2,000,000.00
  • Tenure: 36 installments
  • Interval: 1 days
  • Processing fee: ₹0.00 INR + 0.00000000%

Used Car Loan

Used Car Loan

2.5% per month
  • Amount: 25,000.00 – 2,000,000.00
  • Tenure: 36 installments
  • Interval: 1 days
  • Processing fee: ₹0.00 INR + 0.00000000%

LAP Loan

LAP Loan

2.5% per month
  • Amount: 25,000.00 – 2,000,000.00
  • Tenure: 36 installments
  • Interval: 1 days
  • Processing fee: ₹0.00 INR + 0.00000000%

Home Loan

Buy, construct, or renovate your dream home with attractive interest rates and long tenure.

Featured

Home Loan – Standard

Buy your dream home

1% per month
  • Amount: 500,000.00 – 7,500,000.00
  • Tenure: 240 installments
  • Interval: 30 days
  • Processing fee: ₹500.00 INR + 0.50000000%

Home Loan – Balance Transfer

Save on existing loan

0.95% per month
  • Amount: 1,000,000.00 – 10,000,000.00
  • Tenure: 240 installments
  • Interval: 30 days
  • Processing fee: ₹500.00 INR + 0.50000000%

Home Loan – Top-up

Top up on existing home loan

1.1% per month
  • Amount: 200,000.00 – 5,000,000.00
  • Tenure: 180 installments
  • Interval: 30 days
  • Processing fee: ₹300.00 INR + 0.50000000%

Home Construction Loan

Build your home

1% per month
  • Amount: 500,000.00 – 5,000,000.00
  • Tenure: 180 installments
  • Interval: 30 days
  • Processing fee: ₹500.00 INR + 0.50000000%

Home Loan – Plot Purchase

Buy land / plot

1.05% per month
  • Amount: 300,000.00 – 3,000,000.00
  • Tenure: 180 installments
  • Interval: 30 days
  • Processing fee: ₹500.00 INR + 0.50000000%

Salary Advance Loan

Salary Advance Loan

2.5% per month
  • Amount: 25,000.00 – 2,000,000.00
  • Tenure: 36 installments
  • Interval: 1 days
  • Processing fee: ₹0.00 INR + 0.00000000%

New Car Loan

New Car Loan

2.5% per month
  • Amount: 25,000.00 – 2,000,000.00
  • Tenure: 36 installments
  • Interval: 1 days
  • Processing fee: ₹0.00 INR + 0.00000000%

Mortgage Loan

Mortgage Loan

2.5% per month
  • Amount: 25,000.00 – 2,000,000.00
  • Tenure: 36 installments
  • Interval: 1 days
  • Processing fee: ₹0.00 INR + 0.00000000%

Business Loan

Working capital, expansion, machinery, or any business need – for MSMEs, SMEs, and self-employed.

Featured

Business Loan – Working Capital

Manage daily operations

1.5% per month
  • Amount: 100,000.00 – 5,000,000.00
  • Tenure: 36 installments
  • Interval: 30 days
  • Processing fee: ₹300.00 INR + 1.00000000%

Business Loan – Flexi Line

Pay interest only on usage

1.4% per month
  • Amount: 200,000.00 – 10,000,000.00
  • Tenure: 48 installments
  • Interval: 30 days
  • Processing fee: ₹400.00 INR + 0.50000000%

MSME Loan – Mudra

Up to 10 lakh for small business

1.2% per month
  • Amount: 50,000.00 – 1,000,000.00
  • Tenure: 60 installments
  • Interval: 30 days
  • Processing fee: ₹200.00 INR + 0.50000000%

Business Expansion Loan

Scale your business

1.45% per month
  • Amount: 500,000.00 – 5,000,000.00
  • Tenure: 84 installments
  • Interval: 30 days
  • Processing fee: ₹400.00 INR + 0.50000000%

Home Improvement Loan

Home Improvement Loan

2.5% per month
  • Amount: 25,000.00 – 2,000,000.00
  • Tenure: 36 installments
  • Interval: 1 days
  • Processing fee: ₹0.00 INR + 0.00000000%

Car Refinance Loan

Car Refinance Loan

2.5% per month
  • Amount: 25,000.00 – 2,000,000.00
  • Tenure: 36 installments
  • Interval: 1 days
  • Processing fee: ₹0.00 INR + 0.00000000%

Commercial Property Loan

Commercial Property Loan

2.5% per month
  • Amount: 25,000.00 – 2,000,000.00
  • Tenure: 36 installments
  • Interval: 1 days
  • Processing fee: ₹0.00 INR + 0.00000000%

Vehicle Loan

New or used cars, two-wheelers, or commercial vehicles. Quick approval and flexible tenure.

Featured

Car Loan – New

Drive your new car home

1% per month
  • Amount: 200,000.00 – 2,000,000.00
  • Tenure: 84 installments
  • Interval: 30 days
  • Processing fee: ₹500.00 INR + 0.50000000%

Car Loan – Used

Affordable used cars

1.2% per month
  • Amount: 100,000.00 – 1,000,000.00
  • Tenure: 60 installments
  • Interval: 30 days
  • Processing fee: ₹500.00 INR + 0.50000000%

New Home Loan

New Home Loan

2.5% per month
  • Amount: 25,000.00 – 2,000,000.00
  • Tenure: 36 installments
  • Interval: 1 days
  • Processing fee: ₹0.00 INR + 0.00000000%

Commercial Vehicle Loan

Commercial Vehicle Loan

2.5% per month
  • Amount: 25,000.00 – 2,000,000.00
  • Tenure: 36 installments
  • Interval: 1 days
  • Processing fee: ₹0.00 INR + 0.00000000%

Jewel Loan

Jewel Loan

2.5% per month
  • Amount: 25,000.00 – 2,000,000.00
  • Tenure: 36 installments
  • Interval: 1 days
  • Processing fee: ₹0.00 INR + 0.00000000%

Education Loan

For higher studies in India or abroad. Covers tuition, accommodation, books, and travel.

Featured

Education Loan – India

Study in top Indian colleges

1% per month
  • Amount: 100,000.00 – 2,000,000.00
  • Tenure: 120 installments
  • Interval: 30 days
  • Processing fee: ₹200.00 INR + 0.50000000%

Education Loan – Abroad

Study overseas

1.1% per month
  • Amount: 500,000.00 – 7,500,000.00
  • Tenure: 180 installments
  • Interval: 30 days
  • Processing fee: ₹400.00 INR + 0.50000000%

Home Balance Transfer

Home Balance Transfer

2.5% per month
  • Amount: 25,000.00 – 2,000,000.00
  • Tenure: 36 installments
  • Interval: 1 days
  • Processing fee: ₹0.00 INR + 0.00000000%

Higher Education Loan

Higher Education Loan

2.5% per month
  • Amount: 25,000.00 – 2,000,000.00
  • Tenure: 36 installments
  • Interval: 1 days
  • Processing fee: ₹0.00 INR + 0.00000000%

Festival Gold Loan

Festival Gold Loan

2.5% per month
  • Amount: 25,000.00 – 2,000,000.00
  • Tenure: 36 installments
  • Interval: 1 days
  • Processing fee: ₹0.00 INR + 0.00000000%

Medical Loan

Flexible loan plans tailored for you.

Featured

Gold Loan – Spot

Instant cash against gold

0.6% per month
  • Amount: 10,000.00 – 2,000,000.00
  • Tenure: 24 installments
  • Interval: 30 days
  • Processing fee: ₹100.00 INR + 0.30000000%

Gold Loan – Overdraft

Revolving credit on gold

0.7% per month
  • Amount: 25,000.00 – 1,000,000.00
  • Tenure: 36 installments
  • Interval: 30 days
  • Processing fee: ₹100.00 INR + 0.30000000%

Gold Loan – Bullet

Pay only interest monthly

0.65% per month
  • Amount: 50,000.00 – 500,000.00
  • Tenure: 12 installments
  • Interval: 30 days
  • Processing fee: ₹100.00 INR + 0.30000000%

Top-up Home Loan

Top-up Home Loan

2.5% per month
  • Amount: 25,000.00 – 2,000,000.00
  • Tenure: 36 installments
  • Interval: 1 days
  • Processing fee: ₹0.00 INR + 0.00000000%

Study Abroad Loan

Study Abroad Loan

2.5% per month
  • Amount: 25,000.00 – 2,000,000.00
  • Tenure: 36 installments
  • Interval: 1 days
  • Processing fee: ₹0.00 INR + 0.00000000%

Micro Enterprise Loan

Micro Enterprise Loan

2.5% per month
  • Amount: 25,000.00 – 2,000,000.00
  • Tenure: 36 installments
  • Interval: 1 days
  • Processing fee: ₹0.00 INR + 0.00000000%

Loan Against Property

Flexible loan plans tailored for you.

MSME Business Loan

MSME Business Loan

2.5% per month
  • Amount: 25,000.00 – 2,000,000.00
  • Tenure: 36 installments
  • Interval: 1 days
  • Processing fee: ₹0.00 INR + 0.00000000%

Skill Development Loan

Skill Development Loan

2.5% per month
  • Amount: 25,000.00 – 2,000,000.00
  • Tenure: 36 installments
  • Interval: 1 days
  • Processing fee: ₹0.00 INR + 0.00000000%

Smartphone Loan

Smartphone Loan

2.5% per month
  • Amount: 25,000.00 – 2,000,000.00
  • Tenure: 36 installments
  • Interval: 1 days
  • Processing fee: ₹0.00 INR + 0.00000000%

Gold Loan

Instant cash against your gold ornaments. No income proof, no prepayment charges.

Working Capital Loan

Working Capital Loan

2.5% per month
  • Amount: 25,000.00 – 2,000,000.00
  • Tenure: 36 installments
  • Interval: 1 days
  • Processing fee: ₹0.00 INR + 0.00000000%

Medical Emergency Loan

Medical Emergency Loan

2.5% per month
  • Amount: 25,000.00 – 2,000,000.00
  • Tenure: 36 installments
  • Interval: 1 days
  • Processing fee: ₹0.00 INR + 0.00000000%

Micro Loan

Flexible loan plans tailored for you.

Machinery Loan

Machinery Loan

2.5% per month
  • Amount: 25,000.00 – 2,000,000.00
  • Tenure: 36 installments
  • Interval: 1 days
  • Processing fee: ₹0.00 INR + 0.00000000%

Health Treatment Loan

Health Treatment Loan

2.5% per month
  • Amount: 25,000.00 – 2,000,000.00
  • Tenure: 36 installments
  • Interval: 1 days
  • Processing fee: ₹0.00 INR + 0.00000000%

Consumer Durable Loan

Flexible loan plans tailored for you.

Two-Wheeler Loan

Two-Wheeler Loan

2.5% per month
  • Amount: 25,000.00 – 2,000,000.00
  • Tenure: 36 installments
  • Interval: 1 days
  • Processing fee: ₹0.00 INR + 0.00000000%

Dental Care Loan

Dental Care Loan

2.5% per month
  • Amount: 25,000.00 – 2,000,000.00
  • Tenure: 36 installments
  • Interval: 1 days
  • Processing fee: ₹0.00 INR + 0.00000000%

Not sure which loan is right for you?

Use our smart eligibility checker to find out in 30 seconds.

Check Eligibility